To see our ‘How we Work Video’ please click on the image below
Once we have decided to work together, we gather personal and financial information from you and we will talk to you about your financial goals, so we can work out our recommendations and advice including which products would be most suitable for your needs. We also gather detailed information about your current financial plans, policies and any commitments.
Where we are considering your investment needs we will assess your attitude to investment risk, this will help to understand how much investment risk you are willing to take with your money.
We cannot guarantee that we can meet all your objectives and financial goals but we can work with you to help you work towards them.
We establish your life goals, personal circumstances, aspirations and concerns.
We collect all relevant personal and financial data and establish your perceived risks.
We assess your current position and how you have arrived there, with the intention of making a recommendation on the type of products that will best suit your needs.
Having completed the preparatory work, we will prepare a personal report and recommendations, then set out different strategies which can be used to get you where you want to be.
We agree the plan to implement the strategy to help you achieve your objectives over a given period of time.
Once we have gathered all the necessary information, we will provide you with tailored financial recommendations on the areas you wanted to review.
We will then agree the recommendations you want us to implement, in order to meet your needs and objectives. This may include any broader or more complex planning such as trust work. Where relevant, our services and charges for referring clients to discretionary fund managers will be disclosed to you separately.
We will help you complete the relevant application(s) and any additional information required. It is vitally important you check all the information that you have provided is correct before you sign any documents. We will then monitor your application(s) through to product issue and make sure you receive the related product documentation. Where you choose to make regular contributions, our fee may be spread over a longer period dependent on our agreement.