HOW WE WORK

To see our ‘How we Work Video’ please click on the image below


THE PROCESS WE FOLLOW

startarrow

UNDERSTANDING AND ANALYSIS

  • Identify goals and objectives
  • Information gathering
  • Assess objectives
  • Review existing plans
  • Research

Once we have decided to work together, we gather personal and financial information from you and we will talk to you about your financial goals, so we can work out our recommendations and advice including which products would be most suitable for your needs. We also gather detailed information about your current financial plans, policies and any commitments.

Where we are considering your investment needs we will assess your attitude to investment risk, this will help to understand how much investment risk you are willing to take with your money.

We cannot guarantee that we can meet all your objectives and financial goals but we can work with you to help you work towards them.

STAGE 1

YOUR GOALS

We establish your life goals, personal circumstances, aspirations and concerns.

STAGE 2

YOUR INFORMATION

We collect all relevant personal and financial data and establish your perceived risks.

STAGE 3

ANALYSIS

We assess your current position and how you have arrived there, with the intention of making a recommendation on the type of products that will best suit your needs.

STAGE 4

DESIGN YOUR STRATEGY

Having completed the preparatory work, we will prepare a personal report and recommendations, then set out different strategies which can be used to get you where you want to be.

STAGE 5

IMPLEMENTATION

We agree the plan to implement the strategy to help you achieve your objectives over a given period of time.

ADVICE AND IMPLEMENTATION

  • Devise investment strategy
  • Select investment provider
  • Complete documentation
  • Process applications

Once we have gathered all the necessary information, we will provide you with tailored financial recommendations on the areas you wanted to review.

We will then agree the recommendations you want us to implement, in order to meet your needs and objectives. This may include any broader or more complex planning such as trust work. Where relevant, our services and charges for referring clients to discretionary fund managers will be disclosed to you separately.

We will help you complete the relevant application(s) and any additional information required. It is vitally important you check all the information that you have provided is correct before you sign any documents. We will then monitor your application(s) through to product issue and make sure you receive the related product documentation. Where you choose to make regular contributions, our fee may be spread over a longer period dependent on our agreement.

ONGOING SERVICE (OPTIONAL)

For example, we will:

  • Review you financial plans
  • Provide you with regular valuations
  • Invite you to regular meetings

We aim to build long-lasting trusted business relationships with all of our clients. An essential part of this is to continually review your arrangements to ensure that they continue to match your goals and objectives at any given period throughout your financial planning lifetime.

We can provide you with ongoing support and servicing options to suit your specific needs in areas which you have identified as being important to you.

If you elect to have an Ongoing Service, we will charge you a percentage of your investments based upon the level of service you have chosen. This will be deducted from your investments, of which 0.12 per cent goes to Openwork on an ongoing basis. This charge pays for ongoing technology and administrative support for investment products provided to my firm by Openwork to help maintain the quality and delivery of our ongoing service to you. In addition, my firm also pays a percentage of the total fees to Openwork for the advice support services that they provide.

Ongoing service is optional. If you choose to take it you can cancel at any time.

STAGE 6

REGULAR REVIEWS

If you choose, we will meet on an ongoing basis to assess your strategy and implement the next steps in your plan.

MAKE AN ENQUIRY

[recaptcha size:compact]

The internet is not a secure medium and the privacy of your data cannot be guaranteed.

endarrow