Our Lincolnshire based financial advice firm was established in 1997 by Ken Tunstall and we have been providing pensions and investment recommendations to individuals and businesses ever since.

Who we are

Over the last decade the firm has expanded to include specialists in insurance, mortgages and protection as well as wealth management. Despite increasing our areas of expertise we remain a relatively small firm, and deliberately so. We are passionate about building enduring relationships with a select number of clients as we believe that this ensures we can provide a unique, personalised service to every customer.

Woman and man sat at a desk looking at a computer screen
Woman and a man testing walkie talkie's whilst wearing hiking gear in a forest

What we do

We help people articulate and quantify their dream lifestyle and then we help them achieve as much of it as possible.

We arrange your savings, pensions and life assurance policies into a coordinated plan. If you don’t have some (or any) of these then we help you fill in the gaps.

We make sure that, where possible, you’ve protected your own lifestyle and that of your family so that if you face a catastrophe that creates a financial crisis, then we have things already in place that prevent it from having a significant impact on your lifestyle.

What it costs

The initial consultation is at our expense. We are instinctively interested in you and your financial objectives. Whatever the outcome of the conversation, we will have benefited from the encounter so be assured, there is no obligation to proceed. Nothing ventured, nothing gained.

The next phase usually involves in depth information gathering. Before we start, we will explain what fees if any, will be associated with this “understanding and analysis” phase, and you will have the opportunity to decide whether or not to proceed.

Once we have recorded your personal circumstances, researched your existing arrangement and prepared our recommendations, we will again outline any fees associated with implementing those recommendations. And as always, you will decide whether to proceed before any costs are incurred. In most cases, our fees can be paid out of your investments.

If the service that you opt for involves a new mortgage, life assurance or other insurance product, then we will usually receive a payment from the product provider.

Find out more

Our People

Photo of James Boughton-Thomas

James Boughton-Thomas

Practice Principal
01522 700 884 07735 147 131

My passion for financial services developed over many years of working closely with my own financial adviser and realising the opportunity that professional advice provides in making a real difference to people’s lives. After 26 successful years in the motor industry, as Centre Principal at Toyota & Lexus, I retrained as a regulated financial adviser and have been carving out a new career in this exciting industry.

I have known Ken Tunstall for many years and we share the same ethos about looking after people and putting clients first so I leapt at the chance to join Tunstall Financial Management in the autumn of 2020, and in In November 2022 I took over the ownership and management of the company. As partners with The Openwork Partnership I can continue my professional development on the road to becoming a Chartered Financial Planner.

It has quickly become apparent to me that financial planning and advice is a continuous journey for both clients and advisers and I look forward to building enduring relationships over many years to come.

Other interests include cycling, skiing, travel and church. I am a trustee and director of Acts Trust in Lincoln, a school governor and a CAP Money Coach (Christians Against Poverty).

Money Marketing Awards Winner: Rising Star of The Year 2021.

Ken Tunstall - Practice Director of Tunstall Financial Management

Ken Tunstall

Founding Owner
01522 700 884 07899 947 194

After a senior management career in banking, I started Tunstall Financial Management in 1997 to provide professional financial advice to the growing number of people who were looking for help and guidance in setting and achieving their financial goals.

Today, the world of finance is quite different, and the need for trusted financial advice has never been greater! Making a difference to people’s lives, by helping them along their journey to financial independence, is extremely rewarding and I feel fortunate to have been able to help so many clients over the years.

Although I still have an appetite to help more people, my lifetime of financial services experience is not sufficient to ensure I remain at the leading edge of this fast moving, technical industry. James impressed me greatly with his enthusiasm and the speed with which he developed the advanced skills required to be a successful financial planning adviser, as well as his commitment to maintaining and honing these skills in future. He is also an accomplished business leader, so I was delighted to be able to hand over the reigns and watch from the side-lines as he continues to look after my loyal clients and build the business.

Should you choose to enlist his help I can assure you of one thing; like me, he will always put you, the client, at the centre of the business. Financial planning begins with a single decision.......to seek trusted financial advice.

Openwork Partnership

Openwork Partnership Services

Mortgage & Protection Advisors
01793 567604

Being a member of the largest network of financial advice businesses in the UK, means that we have access to a number of key support services which allow up to provide a one-stop-shop for clients who are looking for financial advice, including mortgages. We work closely with a small team of Openwork mortgage advisers, to support new and existing clients with their mortgage needs.